Visitors insurance is a travel medical insurance that provides non-emergency and emergency and coverage for any unexpected injuries, illnesses, or travel risks. It is designed to protect travelers from financial burden and stress in case of any accidental events that may occur while traveling. For any international traveler, insurance is mandatory and purchasing it from a trusted agency gets you a low-cost, customized plan that is right for you.
Protect yourself and your family members with better coverage plans
Low Cost insurance plans that are aligned to provide you maximum benefit
Customizable plans that cover medical expenses and suit your requirement
According to healthcare.gov, the average cost of a 3-day hospital stay in the U.S. is around $30,000. Accidents may happen anytime but with an visitors insurance from OnshoreKare, you can be ready to handle expenses with ease.
California
We were apprehensive about whether we will be denied of the claim on the ground of pre-existing condition. To my immense relief, the claim was settled quickly and directly with hospital without any hassle.
It is estimated that approximately 80 Million international visitors visit the United States, every year. Although the U.S. does not require foreign tourists to buy travel insurance, it is a good idea to do so anyway. That’s because US medical care can be quite expensive.
Visitors insurance is a travel medical insurance that provides non-emergency / emergency coverage for any unexpected injuries, illnesses, or travel risks that may occur during the trip. It is designed to protect travelers from financial burden and stress in case of any accidental events that may occur while traveling.
As you can see, the benefits of a short-term medical insurance plan for international visitors will come in quite handy. Most experienced travelers to the U.S. already know visitors insurance is as important as buying an airplane ticket or packing a passport. So be sure to buy your visitors plan as soon as your visa is ready! You want to know you and your family are fully prepared for any unexpected circumstances that could ruin your long-planned U.S. trip.
International travelers to the United States have many choices when it comes to visitors insurance plans. Typically, there are two different types of visitors insurances, fixed benefits or comprehensive plan.
A fixed (limited) benefit plan has a pre-defined maximum benefit amount for each covered service and amount over the fixed benefit amount becomes your responsibility to pay. This type of visitors insurance usually has the most reasonably priced premium.
However, most travelers prefer a comprehensive insurance policy that provides better coverage. In this case, your visitors insurance plan will pay a designated percentage of eligible expenses all the way to the policy limit. If there are any fees left then you’ll pay the remaining balance. A comprehensive visitors insurance means slightly higher premiums but a lot more protection over all. Most visitors insurance plans give international travelers the option of customizing their policy by purchasing riders.
Additional Benefits:
With so many choices, it’s really important to select the most appropriate insurance that is affordable, and meet the needs of the travelers. Let us help you to easily compare various visitors insurance policies and buy them online, not having to deal with any kind of paperwork or to undergo any medical exam.
The cost of medical care in the USA is extremely costly. Travelling abroad without a insurance might burn a hole in your pocket in case of any accident or health-related issues. Buying an insurance beforehand saves you from expensive medical expenses and ensures peace of mind.
An insurance plan must be purchased once you or the person traveling gets the visa. While buying, remember to choose the coverage plan date same as the journey start date.
Absolutely. You can purchase the coverage plan for your friends/ family or relatives through our portal.
No. All the rates that you get here are same as those offered by other insurance brokers, agents or any other provider. What makes OnshoreKare different is the additional benefits like 24/7 Doctors hotline and parents care at an additional cost.
All the prices are regulated by the government and remains same across all insurance websites, agents or brokers.
Our search engine helps you compare all the plans and gets you the best one that fits your requirement. Additionally, you can purchase 24/7 Doctors helpline and parents care in India for all your essential health care needs.
The best plan depends on you and your travel itineraries. Since it is really hard to predict what future has in the store for us, it becomes difficult to choose the one that is 100% perfect for you. You can browse through the plans, understand the differences and get the one that you feel would be the best coverage plan depending on your health condition and travelling itineraries.
Yes, you can. All our purchases are done online and your location doesn’t matter while purchasing the insurance.
No. Visitors insurance does not cover any existing medical conditions. It is advisable that you buy visitors insurance before you travel.
It depends on the travel plans of both the beneficiaries. Although both the benefits and cost will be the same if both together or separately, having separate policies gives you the flexibility if the visitors have different travel plans.
Yes. You can always call us at 855-OKALLOK /855-652-5565 and email us at info@onshorekare.com for any support related queries.
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