Medical expenses are really getting high and if you are travelling to the US or any other country as a student, any mishap may put a lot of financial burden on your shoulders. To protect yourself from any financial hassles, you could opt for an international student insurance that covers medical expenses so that you could concentrate on your studies without any financial difficulties.
Student health insurance covers injuries or new illness, emergency doctor visit, emergency surgeries, and lab orders. However, your student insurance requirement depends upon your full statues aka your J1 or F1 visa. If you’re entering the States on J1 visa, you need to have adequate insurance that fulfills the criteria set by the US Department of State. On the contrary, if you hold an F1 visa, you will face less stringent health insurance requirements, and you will not have to meet pre-defined criteria, though your university may ask you to purchase specific coverage. And, for OPT (Optional Practical Training) visa; there is no government-related insurance requirement. When working under OPT visa, you will not be eligible for school’s insurance nor will your employer provide you with international student insurance - you need an OPT student insurance
The cost of student insurance in the United States is dependent upon the age of the student, length of coverage and level of coverage. Below are the plans that satisfies the minimum health insurance requirements for international students insurane and may be cheaper to the ones provided by university.
Administrator:
Seven CornersCoverage Type:
Comprehensive CoverageMedical Benefit Options:
Upto $5,000,000Administrator:
IMG GlobalCoverage Type:
Comprehensive CoverageMedical Benefit Options:
upto $5,000,000Administrator:
IMG GlobalCoverage Type:
Comprehensive CoverageMedical Benefit Options:
Upto $500,000Administrator:
IMG GlobalCoverage Type:
Comprehensive CoverageMedical Benefit Options:
Upto $1,000,000Administrator:
Tokio Marine HCCMISCoverage Type:
Limited or Fixed Benefit CoverageAdministrator:
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