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Visitors Insurance Articles

Consider Group Travel Insurance Vs. Individual Policies for 5 or more Travelers

Published on September 28, 2019


Group travel insurance is available for a group of people traveling at the same time. In order to take advantage of group rates, your group has to have 5 or more travelers. This is more than possible for large family members, corporate employees, tour groups, sport teams and more. Instead of buying individual policy for […]

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What Should You Do After You Buy Visitors Insurance?

Published on September 19, 2019


After purchasing a policy but before it goes into effect, you have a free look period in which you can decide to cancel the policy. You will get a full refund during this period, though there may be a small processing fee for certain policies. If you haven’t looked deeper into the policy you bought, […]

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Cancel for Any Reason Insurance: Why Is It An Important Trip Insurance Feature?

Published on September 1, 2019


When you book a flight in advance, you probably notice that trip insurance is offered as an offset to the risk of buying a flight. If you need to cancel for a reason that is covered by the trip insurance, you can be reimbursed all of your pre-paid expenses. However, trip cancellation doesn’t cover everything. […]

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What is Usual, Customary, and Reasonable (UCR) Charges? How Does It Affect the Claims?

Published on August 31, 2019


You buy a travel policy for a month long stay in Miami, Florida. You don’t plan on getting sick or needing health services, but contract a cold that leads you to seeing a doctor. Your insurance company says they will reimburse you for the doctor visit based on what is Usual, Customary, and Reasonable. But […]

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Should You Add-On Additional Riders On Your Travel Insurance Policy?

Published on August 24, 2019


Buying travel insurance can be tricky. You want to make sure you have good coverage in case of an emergency, but because you are only planning for emergencies, certain policies may seem like too much coverage for too much money. So, how do you decide if you need a rider? First, you take a look […]

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Repatriation Coverage And Return of Mortal Remains Explained

Published on August 12, 2019


It’s not pleasant to think about death when it comes to vacation or long-term travel plans. But the truth is, you should have a plan in place for you and your loved ones should such a unforeseen event happens while you are in a foreign country. The expenses alone you have to deal with to […]

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Evacuation Coverage: A Must Have Insurance Coverage for Senior Travelers

Published on August 8, 2019


When looking into different policies for travel insurance, you may notice that some policies offer evacuation coverage. But depending on where you are going and what you are doing, senior travelers should take some time to look into it before making that decision. You never know when you might need to be evacuated, and having […]

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What is Pre-Certification & Why does Visitors Insurance Require It?

Published on August 7, 2019


Depending on the medical procedure, you may need a pre-certification in order for it to be covered or have your claims accepted. You can find a list of services that need to be pre-certified in your insurance documents. It’s important to know what the pre-certified services are so that you can act accordingly in case […]

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Tips: Things To Consider While Buying Insurance for Seniors Like Parents

Published on August 5, 2019


Many older travelers, aged over 65 years such as elderly parents, who travel overseas have greater health risks than younger travelers. They are at higher risk of falling ill or falling in general because of their age and health conditions. That is why when purchasing travel insurance for seniors, such as parents, you want to […]

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Does Visitors Insurance Cover Routine Check-ups Or Preventative Treatments?

Published on August 4, 2019


When you start looking into buying a visitors insurance policy, you’ll want to know what’s covered and what isn’t covered. Can you get a preventive checkup while you are away? Can you get preventive treatment for pre-existing conditions? So simply put, visitors insurance does not cover routine checkup or preventative treatment like flu shot, dialysis, […]

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When to Visit Emergency Room Vs. Urgent Care?

Published on August 3, 2019


When you find yourself sick or in pain on a trip, it’s hard to decide the best place to go to get taken care of. Since you’re traveling, you probably don’t have a primary care doctor you can see. So that leaves the emergency room or an urgent care facility. The emergency room is what […]

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CoverAmerica – Gold: The Best Travel Insurance for USA Visitors? [Review]

Published on August 1, 2019


We all have the same questions about what is the best travel insurance for traveling to the USA. The USA has one of the most expensive health care service costs out there, and getting an adequate insurance with proper coverage is super important when planning your trip. CoverAmerica – Gold is a comprehensive plan that […]

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Insurance for parents visiting the USA

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What is insurance for parents visiting the US? Imagine the feeling of seeing your parents behaving like kids when they come to know about their US travel plans. The feeling is unexplainable because it’s the least you can do your parents who took utmost care of you since childhood. It’s payback time! Many immigrants want […]

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ChoiceAmerica Insurance Review: The Best Limited Coverage Travel Insurance Plan for USA

Published on July 31, 2019


ChoiceAmerica Insurance is one of the best limited coverage plan currently available for visitors to North America. The ChoiceAmerica policy is an affordable, scheduled benefit plan providing optimal medical and travel protection for visits to the U.S., Canada, and Mexico. Although the coverage may be viewed as simple or basic, ChoiceAmerica Insurance offers all the […]

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Why Is Visitor Insurance’s Free Look-Up Period Important for International Travelers?

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Travel insurance policies offer a free-look period. It typically applies to a new insurance policy and not to renewals. From the time you receive your policy documents, you have typically 10-15 days to review your policy with the option to make a change or ask for a refund. If you return the policy during this […]

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Acute Onset Of Pre-Existing Conditions – A Must Have Coverage For Travelers with Pre-Existing Conditions

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There are many things to think about when searching for a travel insurance policy. If you have a chronic illness or ailment, or pre-existing conditions like a heart ailment, diabetes, high blood pressure etc, it should be considered while buying the insurance. It’s important to disclose if you have a pre-existing condition when applying for […]

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Visitors Insurance Exclusions To Look For While Buying Insurance

Published on July 29, 2019


Travel insurance provides protection against travel and health risks when you are out of your home country. It is an essential travel necessity, because you just never know what can happen. If you have to go to the hospital or doctor, it can be extremely costly without it, especially in a country like USA. However, […]

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What To Do If Your Visitors Insurance Claims Denied? File An Appeal

Published on July 28, 2019


There can be various reasons why visitor insurance claims are denied, but if you feel like it was wrongly denied, you can file an appeal. An appeal is the process of explaining why a claim should be paid to your insurance company whether by more proof, a letter, or clarification. Frustration is understandable when a […]

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Can You Visit Any Doctor or Hospital With Visitors Insurance?

Published on July 27, 2019


Most visitors insurance policies in the United States use a re-imbursement system. This means that if you utilize any of medical services, you have to file a claim to be reimbursed for the charges. When you have visitors insurance, you can visit any doctor or hospital and file a claim. However, if you go to […]

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What Policy Maximum & Deductible to Choose For Visitors Insurance?

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When choosing a visitors insurance policy, you have to choose the right policy maximum and right deductible to meet your needs and your budget. The policy maximum is the total amount of coverage for the policy. The deductible is the amount that you will have to pay out of pocket before the insurance company begins […]

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How to Choose The Best Visitors Insurance For Parents?

Published on July 25, 2019


Getting visitors insurance for your parents when they travel is a smart and responsible thing to do. Elderly individuals are at higher risk for illness and injury and most health insurance policies do not cover them outside their home country. You want your parents to be properly protected when it comes to their health when […]

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What Factors Determine The Cost Of Visitors Insurance?

Published on July 24, 2019


There is a greater risk involved when travelers are involved in extreme sports, hazardous sports, or high-risk sports. Most insurance companies won’t cover these types of injuries for this reason. If you are injured while participating in one of these types of sports, your insurance company will not usually cover your medical expenses. Not all […]

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What Is PPO Network? Why Is It Important To Select Visitors Insurance With PPO Network?

Published on July 23, 2019


When getting visitors insurance, there are many options to choose from and it can be difficult to know which options you want to choose. Many plans offer additional discounts for medical services from certain providers. They have negotiated prices for services with these providers, so when going to one of these preferred providers, you can […]

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What to Consider When Purchasing Visitors Insurance for Seniors Over 65 Years

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When visiting another country, it’s important to protect yourself from any possible illness or accident. That’s why visitors insurance exists, to be there in case of an emergency. By the time we hit our 60th birthday, we need to take a serious look out our healthcare, especially when looking for a visitors policy. There are […]

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Comprehensive Coverage Vs Fixed Coverage Plans: What Type of Visitors Insurance Coverage Should You Buy?

Published on July 22, 2019


It is important when traveling to have medical insurance coverage, because most domestic health insurance plans do not offer coverage outside the home country, and you never know what could happen on a business trip or leisure vacation. When it comes to visitors insurance plans, there are two basic options to consider. There are fixed […]

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Should You Buy Visitors Insurance For USA – From USA or Home Country?

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When people travel to the United States, they know how important it is to purchase travel insurance. However, they are not sure where they should purchase the insurance from – their home country or destination country, the US. If you are traveling to the US, you should be purchasing the visitors insurance from the United […]

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Can You Cancel Visitors Insurance?

Published on July 21, 2019


You made a good choice to purchase visitors insurance for an upcoming trip, but now your trip has been cancelled and that means your insurance needs to be cancelled. Or, you could have accidentally purchased the wrong policy or wanted to switch from a fixed coverage plan to a comprehensive plan. When you are feeling […]

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Why Buy Visitors Insurance When Pregnancy or Childbirth is Not Covered?

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Let’s say you’re planning a trip overseas and find out you’re pregnant. You planned on buying visitors insurance for the trip but then found out that it does not cover pregnancy. Is it still worth buying? This answer is yes. While no short-term visitors medical insurance will pregnancy and childbirth, having coverage for emergency accidents […]

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Is Travel Insurance for USA Expensive? Tips to Lower the Cost for Travel Insurance

Published on July 20, 2019


There are a number of factors that weigh-in to the costs associated with your insurance plan. That is why we have found several ways that you can lower your costs for insurance, so it fits better into your budget. Being well-informed about your options is the best way to ensure that you are making solid […]

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5 Reasons Why Visitors Insurance Claims are Denied

Published on July 15, 2019


Common misconceptions with travel insurance lead people to think that the policy they buy will cover everything. This is simply not true. Before you buy a policy and especially after you buy a policy, you need to look at the fine print to understand what is and is not covered under the policy. This includes […]

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The AD&D Coverage On Your Travel Insurance Is Really Worth It

Published on July 4, 2019


Accidental Death and Dismemberment coverage will help pay for expenses caused by a death or loss of limb due to an accident. It will not cover loss of life or limb due to an illness, however. AD&D is good coverage to have when you are traveling in case of any risks you take while you […]

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Four Genius Travel Tips To Save Money

Published on November 22, 2018


Four Genius Travel Tips To Save Money

Exploring new places is always fun. According to research, new experiences make you smarter, healthier and more creative. Nevertheless, the process of planning it and the journey itself can be quite stressful. To help you travel better, we have compiled this list of our favorite travel tricks and tips to help you cut costs where […]

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Taste Buds On Tour – California

Published on September 26, 2018


Taste Buds On Tour – California

California, the Golden State, has some of the most beautiful and mesmerizing sights and places to visit. Not only does California have golden beaches and endless sunshine, but it also has some of the best eating places. Whether you want to indulge in Indian cuisine or toast the American palate, you won’t be disappointed. With […]

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Explore Florida – The Sunshine State of USA

Published on September 11, 2018


Explore Florida – The Sunshine State of USA

Florida is a place that amuses your imagination. With a long list of popular attractions, natural wonders and abundant sunshine, Florida has a lot to offer. So let us talk about where to start and where to go in this big state. From unspoiled beaches with turquoise emerald waters to swampy National Parks filled with […]

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Explore California – The Golden State of USA

Published on August 16, 2018


Explore California – The Golden State of USA

There’s more to California than just movie stars and Disneyland. This State boasts many stunning natural attractions like pristine beaches, bone-dry deserts, gushing waterfalls and majestic monuments and is also home to many exciting cities, towns, and wineries. Eager to visit the Golden State? Here are a few offbeat places in California which will guarantee […]

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Explore Texas – The Lone Star state of USA

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Explore Texas – The Lone Star state of USA

Are you planning to visit the United States from India? Confused about where to start and what to see? Well, you have come to the right place! The United States of America – land of the free and home of the brave, is a vast country to explore. Comprising of 50 diverse states with much […]

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